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David,

I just read all three of your current essays on the state of Social Security. I can't claim to understand them, not entirely, but they have enhanced my overall understanding. E.g. I think I can now accurately define a Ponzi Scheme -- a small accomplishment but nonetheless a step forward. Dorothy and I will be joining you and Elizabeth on the Lewis & Clark '62 Cruise to the Sea and look forward to at least a few discussions over the dinner table on related topics -- not so many as to detract from the scenery of the Great Northwest, but enough to advance my understanding and perhaps that of others around the table.

In the meantime, my wishes for all our good health, and for the reality being instantiated that "no one is above the law."

With appreciation,

Frank

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Excellent articles that present and articulate the real problems of the way our Social Security system has been degraded. I look forward to David Smith’s discussion of how our country can solve the frightening dilemma of a failing system.

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